
The simplest way of budgeting
START NOWMaster your budget with the 50/30/20 method
The 50/30/20 budget method is a simple way to allocate your income into three main categories: Needs, Wants, and Savings.
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50% NEEDS
This category encompasses essential expenses that are necessary for survival and basic living. It includes:
- Housing
- Groceries
- Transportation
- Insurance
- Healthcare
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30% WANTS
This category covers non-essential expenses that enhance your lifestyle. It includes:
- Dining out
- Entertainment
- Personal care
- Shopping
- Travel
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20% SAVINGS
This final category is dedicated to your financial future, including:
- Savings
- Investments
- Debt Repayment
- Retirement
Smart Tools for Smarter Financial Decisions
50/30/20 Budžeta Plānotājs
Take control of your finances using our state-of-the-art budgeting tools tailored for efficiency and ease of use.
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Hear what our users say:
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John M.
"FinancesFlow has revolutionized the way I manage my money. The 50/30/20 budgeting tool is easy to use and has helped me save more than ever before. I now have a clear understanding of my spending and savings goals."
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Sarah K.
"Using the 50/30/20 method with FinancesFlow's tools has been a game-changer. I was always overwhelmed by budgeting, but this simple approach makes it manageable. Plus, the insights and tips provided are incredibly valuable."
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Alex P.
"I've tried multiple budgeting apps, but FinancesFlow stands out with its focus on the 50/30/20 rule. It keeps me disciplined and ensures I allocate my income wisely. My financial stress has significantly decreased since I started using it."
Our Journey to Financial Freedom

Our Journey
Empowering Financial Freedom One Budget at a Time
At FinancesFlow, our mission is simple: to help you achieve financial stability and peace of mind. Born from personal struggles with budgeting and financial management, we discovered the transformative power of the 50/30/20 method. This straightforward approach to budgeting changed our lives, and now we want to share it with you.
With easy-to-use tools and personalized insights, FinancesFlow simplifies your financial journey. Join us and start your path to financial freedom today.